Marina Times
Weekly Market Review
Last week, the Central Bank of Nigeria, (CBN) conducted back-to-back OMO auctions alongside the pre-scheduled Nigerian Treasury Bill (NTB) sale, prompting strong demand across tenors as investors sought short- to mid-term instruments. The Central Bank of Nigeria’s (CBN) decision to introduce new maturities and lower stop rates despite heavy subscriptions reinforced a deliberate strategy to compress yields and absorb excess liquidity, maintaining monetary tightening while guiding market expectations.
#marinatimes
Marina Times
Weekly Market Review
Last week, the Central Bank of Nigeria, (CBN) conducted back-to-back OMO auctions alongside the pre-scheduled Nigerian Treasury Bill (NTB) sale, prompting strong demand across tenors as investors sought short- to mid-term instruments. The Central Bank of Nigeria’s (CBN) decision to introduce new maturities and lower stop rates despite heavy subscriptions reinforced a deliberate strategy to compress yields and absorb excess liquidity, maintaining monetary tightening while guiding market expectations.
#marinatimes
...
Love is beautiful, but when it becomes a substitute for self-worth, it can quietly consume us.
If your relationships feel more like survival than connection, it may be time to pause and ask: Do I love from fullness or from fear?
Healing begins not with judgment, but with awareness. You deserve relationships that nourish, not deplete.
The most powerful love story you’ll ever live is the one you write with yourself.
Read full on website
#marinatimes
Love is beautiful, but when it becomes a substitute for self-worth, it can quietly consume us.
If your relationships feel more like survival than connection, it may be time to pause and ask: Do I love from fullness or from fear?
Healing begins not with judgment, but with awareness. You deserve relationships that nourish, not deplete.
The most powerful love story you’ll ever live is the one you write with yourself.
Read full on website
#marinatimes
...
One major development came from the Central Bank of Nigeria.
Through a new circular, the CBN announced it will assume full control of fixed-income market trading and settlement infrastructure — a bold reform aimed at improving transparency, efficiency, and oversight.
The transition begins this quarter, with full implementation expected by December.
If successful, this could reduce operational risks, enhance investor confidence, and improve how quickly monetary policy decisions impact yields.
Read full on website
#marinatimes
One major development came from the Central Bank of Nigeria.
Through a new circular, the CBN announced it will assume full control of fixed-income market trading and settlement infrastructure — a bold reform aimed at improving transparency, efficiency, and oversight.
The transition begins this quarter, with full implementation expected by December.
If successful, this could reduce operational risks, enhance investor confidence, and improve how quickly monetary policy decisions impact yields.
Read full on website
#marinatimes
...
Marina Times
Weekly Market Review
As the week unfolds, the fixed-income market awaits the release of the Q4 2025 issuance calendar on both the Nigerian Treasury Bills (NTBs) and Federal Government Bonds. The question on the mind of investors remains, “Will the Federal Government finally leverage the financial market to fulfil its borrowing needs for the 2025 budget in Q4, or will the FG lean on alternative sources for financing?” With the expectation of over 1 trillion in OMO and NTB maturities, there are increasing concerns over liquidity absorption in a system already awash with cash.
Read full on website
#marinatimes
Marina Times
Weekly Market Review
As the week unfolds, the fixed-income market awaits the release of the Q4 2025 issuance calendar on both the Nigerian Treasury Bills (NTBs) and Federal Government Bonds. The question on the mind of investors remains, “Will the Federal Government finally leverage the financial market to fulfil its borrowing needs for the 2025 budget in Q4, or will the FG lean on alternative sources for financing?” With the expectation of over 1 trillion in OMO and NTB maturities, there are increasing concerns over liquidity absorption in a system already awash with cash.
Read full on website
#marinatimes
...
Love addiction is when we become consumed by the idea of love itself. We cling so tightly to someone that our world begins to revolve around them, i.e., work, friendships, and even our health slowly fades into the background. And when the relationship ends, panic sets in, sparking the desperate search for the next “fix.”
If you missed the first two parts of this series, where I shared the types and causes of love addiction, you can check them out
Read full on website
Love addiction is when we become consumed by the idea of love itself. We cling so tightly to someone that our world begins to revolve around them, i.e., work, friendships, and even our health slowly fades into the background. And when the relationship ends, panic sets in, sparking the desperate search for the next “fix.”
If you missed the first two parts of this series, where I shared the types and causes of love addiction, you can check them out
Read full on website
...
As Nigeria marks 65 years of independence, we celebrate the resilience of our people and the strides in building a stronger economy. 🇳🇬 #NigeriaAt65
As Nigeria marks 65 years of independence, we celebrate the resilience of our people and the strides in building a stronger economy. 🇳🇬 #NigeriaAt65 ...
Extract from Weekly Market Review
Read full on website
The week ahead is laden with key events, including the final FGN bond auction in Q3 2025; a key gauge of yield direction and a test of investor appetite, alongside expected inflow of over ₦730 billion in OMO maturities, and a possible resumption of OMO(s) auction after a fortnight’s absence. The Nigerian financial market stands at a modulation point, with the reduced pension fund allocation to fixed-income investments from 75% to 50%; a shift that would pave the way for greater exposure to alternative investments, equities, and real assets. Consistent with most Central bank tones in the last couple of weeks (US FED, ECB, BOE, CBN, amongst others), the outlook for markets looks dovish at a glance but with heavily hawkish undertones.
#marinatimes
Extract from Weekly Market Review
Read full on website
The week ahead is laden with key events, including the final FGN bond auction in Q3 2025; a key gauge of yield direction and a test of investor appetite, alongside expected inflow of over ₦730 billion in OMO maturities, and a possible resumption of OMO(s) auction after a fortnight’s absence. The Nigerian financial market stands at a modulation point, with the reduced pension fund allocation to fixed-income investments from 75% to 50%; a shift that would pave the way for greater exposure to alternative investments, equities, and real assets. Consistent with most Central bank tones in the last couple of weeks (US FED, ECB, BOE, CBN, amongst others), the outlook for markets looks dovish at a glance but with heavily hawkish undertones.
#marinatimes
...
Marina Times
Weekly Market Review
Read full on website
The Securities and Exchanges Commission, (SEC) introduced a phased move to mark-to-market valuation for fixed income funds, improving transparency and investor confidence. At the same time, Pensions Commission, (PENCOM) rolled out its amended investment guidelines to balance safety with growth, while the DMO prepared for another ₦200 billion bond auction. In addition to a steady build-up in foreign reserves, these developments further depict Nigeria’s ongoing efforts to deepen financial stability, attract investment, and support long-term economic resilience.
#marinatimes
Marina Times
Weekly Market Review
Read full on website
The Securities and Exchanges Commission, (SEC) introduced a phased move to mark-to-market valuation for fixed income funds, improving transparency and investor confidence. At the same time, Pensions Commission, (PENCOM) rolled out its amended investment guidelines to balance safety with growth, while the DMO prepared for another ₦200 billion bond auction. In addition to a steady build-up in foreign reserves, these developments further depict Nigeria’s ongoing efforts to deepen financial stability, attract investment, and support long-term economic resilience.
#marinatimes
...
From our Alternative assets
The propensity to aggressively hold BTC has been greatly hampered specifically for retail speculators. There are strong indications that BTC might dip further into the sub $110,000 lows traded at the beginning of September.
#predicitons
From our Alternative assets
The propensity to aggressively hold BTC has been greatly hampered specifically for retail speculators. There are strong indications that BTC might dip further into the sub $110,000 lows traded at the beginning of September.
#predicitons
...
In this post, I will be discussing the Causes of Love Addiction:
Love addiction does not emerge in a vacuum; it grows from wounds, shadows, and beliefs etched deeply into our lives. Understanding these causes helps us see why some hearts cling too tightly, mistaking chains for connection.
Read full on website
In this post, I will be discussing the Causes of Love Addiction:
Love addiction does not emerge in a vacuum; it grows from wounds, shadows, and beliefs etched deeply into our lives. Understanding these causes helps us see why some hearts cling too tightly, mistaking chains for connection.
Read full on website
...
Extract for Alternative Assets
Although many expect the cryptocurrency hype and pump apparatus to generally continue to function, the potential downward trajectory for the industry’s flagship (BTC), which could easily lead to a bandwagon effect of sorts where everything else is affected by a mix of profit taking, downward pressure and extreme caution.
Read full on website
#marinatimes
Extract for Alternative Assets
Although many expect the cryptocurrency hype and pump apparatus to generally continue to function, the potential downward trajectory for the industry’s flagship (BTC), which could easily lead to a bandwagon effect of sorts where everything else is affected by a mix of profit taking, downward pressure and extreme caution.
Read full on website
#marinatimes
...
Marina Times
Mid-week Review
The markets have experienced series of liquidation waves in the last week, mainly centered around BTC. The propensity to aggressively hold BTC has been greatly hampered specifically for retail speculators. There are strong indications that BTC might dip further into the sub $110,000 lows traded at the beginning of September.
Read full on website
Marina Times
Mid-week Review
The markets have experienced series of liquidation waves in the last week, mainly centered around BTC. The propensity to aggressively hold BTC has been greatly hampered specifically for retail speculators. There are strong indications that BTC might dip further into the sub $110,000 lows traded at the beginning of September.
Read full on website
...