✨ Happy New Month from Marina Times! ✨
As we step into a brand-new month, we remain committed to empowering you—whether as an individual or a business—with the financial insights, expert analysis, and timely market updates you can trust.
Here’s to fresh opportunities, informed decisions, and growth in every area of your life. Stay with us this month for the knowledge that moves markets and the insights that move you forward.
Marina Times — Your Partner in Financial Clarity.
✨ Happy New Month from Marina Times! ✨
As we step into a brand-new month, we remain committed to empowering you—whether as an individual or a business—with the financial insights, expert analysis, and timely market updates you can trust.
Here’s to fresh opportunities, informed decisions, and growth in every area of your life. Stay with us this month for the knowledge that moves markets and the insights that move you forward.
Marina Times — Your Partner in Financial Clarity.
...
Adult Bullying: The Wounds We Don’t Talk About
It’s high time to stand up to these adult bullies, whether they disguise themselves as bosses, managers, colleagues, trolls, spouses, siblings, or even customers. But here’s the harder question: who are they without the mask? Could it be me, you, or someone close? Have you only been a victim… or, perhaps unconsciously, a perpetrator too?
That’s a big question to sit with.
Read full on website
#marinatimes
Adult Bullying: The Wounds We Don’t Talk About
It’s high time to stand up to these adult bullies, whether they disguise themselves as bosses, managers, colleagues, trolls, spouses, siblings, or even customers. But here’s the harder question: who are they without the mask? Could it be me, you, or someone close? Have you only been a victim… or, perhaps unconsciously, a perpetrator too?
That’s a big question to sit with.
Read full on website
#marinatimes
...
Extract from Mid-week review
Analysts remain broadly bullish. Eric Trump predicts Bitcoin at $175,000 by year-end 2025, while Coinbase sees an 88% chance of Ethereum hitting $5,000.
BlackRock’s CEO, Larry Fink, has praised Bitcoin’s blockchain technology, but skeptics like Peter Schiff continue to warn of a pullback to $75,000.
Meanwhile, innovation is rising. New products, like Solana’s gaming console and Gemini’s XRP Mastercard, signal mainstream adoption.
Still, the twin shadows of volatility and scams loom large; investors are cautioned to tread carefully. One thing is clear: as corporations, governments, and regulators commit billions, crypto’s rollercoaster ride is far from over.
Read full on website
#marinatimes
Extract from Mid-week review
Analysts remain broadly bullish. Eric Trump predicts Bitcoin at $175,000 by year-end 2025, while Coinbase sees an 88% chance of Ethereum hitting $5,000.
BlackRock’s CEO, Larry Fink, has praised Bitcoin’s blockchain technology, but skeptics like Peter Schiff continue to warn of a pullback to $75,000.
Meanwhile, innovation is rising. New products, like Solana’s gaming console and Gemini’s XRP Mastercard, signal mainstream adoption.
Still, the twin shadows of volatility and scams loom large; investors are cautioned to tread carefully. One thing is clear: as corporations, governments, and regulators commit billions, crypto’s rollercoaster ride is far from over.
Read full on website
#marinatimes
...
Marina Times
Mid-week Market Review
Major companies signaled unshakable faith in crypto, snapping up Bitcoin and Ethereum even as prices swung.
MicroStrategy, a Virginia-based tech firm, bought $342 million worth of Bitcoin on August 25, boosting its stash to 632,457 coins valued at $46.5 billion per market analysts’ reports. CEO Michael Saylor, who described Bitcoin as being “on sale,” spent $49.47 million earlier in the week, leaving the company with an estimated $28.4 billion in unrealized profits.
Japan’s Metaplanet followed suit, purchasing $12 million in Bitcoin on August 25, pushing its holdings to 18,991 coins worth $2.2 billion. Its recent inclusion in the FTSE Japan Index could further attract institutional investors.
#marinatimes
Marina Times
Mid-week Market Review
Major companies signaled unshakable faith in crypto, snapping up Bitcoin and Ethereum even as prices swung.
MicroStrategy, a Virginia-based tech firm, bought $342 million worth of Bitcoin on August 25, boosting its stash to 632,457 coins valued at $46.5 billion per market analysts’ reports. CEO Michael Saylor, who described Bitcoin as being “on sale,” spent $49.47 million earlier in the week, leaving the company with an estimated $28.4 billion in unrealized profits.
Japan’s Metaplanet followed suit, purchasing $12 million in Bitcoin on August 25, pushing its holdings to 18,991 coins worth $2.2 billion. Its recent inclusion in the FTSE Japan Index could further attract institutional investors.
#marinatimes
...
Extract from weekly market review
The Nigerian interbank money market opened with a deficit of over ₦608 billion on Friday, closing out a week that had been awash with liquidity. Money market rates moderated slightly, with Overnight (O/N) settling at 29.15% from a high of 32.70%, while the Open Repo Rate (OPR) peaked at 32.40% before closing at 28.90%.
The Nigerian interbank market was buoyed by inflows (over ₦1.5 trillion) from coupons and maturities last week, complemented by a pre-scheduled Nigerian Treasury Bills (NTB) auction on August 20, 2025. The auction attracted significant investor participation, and total subscription reached ₦396.42 billion against an offer of ₦230 billion (1.7X oversubscribed). Despite the healthy demand, allotments stood at ₦303.79 billion, skewed heavily toward the 364-day tenor, which accounted for nearly 88% of the total issuance.
Following this, the Central Bank of Nigeria (CBN) conducted an Open Market Operation (OMO) auction on Thursday, August 21st, 2025, which drew robust participation. Subscription totalled ₦1.02 trillion against an offer of ₦600 billion, resulting in an over-demand of about 1.7 times and allotment of ₦897.19 billion across two maturities: 89-day and 124-day.
In the FX market, the Naira
Read full on website
#marinatimes
Extract from weekly market review
The Nigerian interbank money market opened with a deficit of over ₦608 billion on Friday, closing out a week that had been awash with liquidity. Money market rates moderated slightly, with Overnight (O/N) settling at 29.15% from a high of 32.70%, while the Open Repo Rate (OPR) peaked at 32.40% before closing at 28.90%.
The Nigerian interbank market was buoyed by inflows (over ₦1.5 trillion) from coupons and maturities last week, complemented by a pre-scheduled Nigerian Treasury Bills (NTB) auction on August 20, 2025. The auction attracted significant investor participation, and total subscription reached ₦396.42 billion against an offer of ₦230 billion (1.7X oversubscribed). Despite the healthy demand, allotments stood at ₦303.79 billion, skewed heavily toward the 364-day tenor, which accounted for nearly 88% of the total issuance.
Following this, the Central Bank of Nigeria (CBN) conducted an Open Market Operation (OMO) auction on Thursday, August 21st, 2025, which drew robust participation. Subscription totalled ₦1.02 trillion against an offer of ₦600 billion, resulting in an over-demand of about 1.7 times and allotment of ₦897.19 billion across two maturities: 89-day and 124-day.
In the FX market, the Naira
Read full on website
#marinatimes
...
Marina Times
Weekly Market Review
The latest auctions reflect a complimentary approach to monetary and fiscal policy administration, with the CBN maintaining elevated OMO yields to keep the Naira competitive and inflation under wraps and with the DMO accommodating higher yields to meet borrowing needs. While this approach delivers on short-term goals, FX stability on one hand and fiscal cost control on the other, it still allows for some distortions; as OMO bills continue to appear far more attractive than any other risk free asset class.
Read full on website
#marinatimes
Marina Times
Weekly Market Review
The latest auctions reflect a complimentary approach to monetary and fiscal policy administration, with the CBN maintaining elevated OMO yields to keep the Naira competitive and inflation under wraps and with the DMO accommodating higher yields to meet borrowing needs. While this approach delivers on short-term goals, FX stability on one hand and fiscal cost control on the other, it still allows for some distortions; as OMO bills continue to appear far more attractive than any other risk free asset class.
Read full on website
#marinatimes
...
Adult Bullying: “Bullying Never Stopped in the Playground”
Bullying never really stopped in the playground or classroom. The child bullies who never changed their ways simply grew taller, wore suits, got jobs, and became adult bullies.
Read full on website
#marinatimes
Adult Bullying: “Bullying Never Stopped in the Playground”
Bullying never really stopped in the playground or classroom. The child bullies who never changed their ways simply grew taller, wore suits, got jobs, and became adult bullies.
Read full on website
#marinatimes
...
Extract from Mid-week
Thailand made a bold move toward crypto adoption with its Crypto Tourism Push On the international stage. On August 18, it launched a program allowing tourists to convert cryptocurrencies to Thai baht, dubbed “TouristDigiPay.” This initiative aims to boost tourism by enabling seamless crypto spending, positioning Thailand as a leader in integrating digital assets into real-world economies. The program reflects a growing trend of nations leveraging crypto to enhance economic sectors, particularly in tourism-dependent regions.
Read full on website
#marinatimes
Extract from Mid-week
Thailand made a bold move toward crypto adoption with its Crypto Tourism Push On the international stage. On August 18, it launched a program allowing tourists to convert cryptocurrencies to Thai baht, dubbed “TouristDigiPay.” This initiative aims to boost tourism by enabling seamless crypto spending, positioning Thailand as a leader in integrating digital assets into real-world economies. The program reflects a growing trend of nations leveraging crypto to enhance economic sectors, particularly in tourism-dependent regions.
Read full on website
#marinatimes
...
Marina Times
Mid-week Market Review
The week opened with a stark reminder of the crypto market’s unpredictability. On August 12, $135 million worth of Ethereum (ETH) short positions were liquidated in just 60 minutes, as a sudden price surge occurred that caught bearish traders off-guard. This event underscored Ethereum’s strength, with its price climbing past $4,500 by August 17, reflecting a 1.26% daily gain, according to market data. However, the bullish momentum was fleeting. On August 14, the global crypto market capitalization plummeted by $100 billion within 24 hours, bringing the total market cap to approximately $4.02 trillion. This steep correction was exacerbated by a rapid $420 million liquidation across the crypto market in a mere 20 minutes on the same day, likely driven by cascading margin calls or macroeconomic triggers such as U.S. inflation data or Federal Reserve policy expectations. These events highlighted the market’s sensitivity to swift sentiment shifts. Bitcoin remained comparatively stable, trading between $115,000 and $122,000 range during this period, with a modest gain of 0.58% on August 17. Altcoins such as XRP also saw notable rallies, though specific catalysts for XRP’s gains were not detailed in the week’s updates. Its volatility reflects a market still grappling with its speculative nature, even as it matures.
Read full on website
#marinatimes
Marina Times
Mid-week Market Review
The week opened with a stark reminder of the crypto market’s unpredictability. On August 12, $135 million worth of Ethereum (ETH) short positions were liquidated in just 60 minutes, as a sudden price surge occurred that caught bearish traders off-guard. This event underscored Ethereum’s strength, with its price climbing past $4,500 by August 17, reflecting a 1.26% daily gain, according to market data. However, the bullish momentum was fleeting. On August 14, the global crypto market capitalization plummeted by $100 billion within 24 hours, bringing the total market cap to approximately $4.02 trillion. This steep correction was exacerbated by a rapid $420 million liquidation across the crypto market in a mere 20 minutes on the same day, likely driven by cascading margin calls or macroeconomic triggers such as U.S. inflation data or Federal Reserve policy expectations. These events highlighted the market’s sensitivity to swift sentiment shifts. Bitcoin remained comparatively stable, trading between $115,000 and $122,000 range during this period, with a modest gain of 0.58% on August 17. Altcoins such as XRP also saw notable rallies, though specific catalysts for XRP’s gains were not detailed in the week’s updates. Its volatility reflects a market still grappling with its speculative nature, even as it matures.
Read full on website
#marinatimes
...
Extract from weekly market review
According to the National Bureau of Statistics (NBS), Nigeria’s July 2025 inflation data presents a mixed trend: headline inflation eased for the fourth consecutive month to 21.88% from 22.22% in June (a 34bps decline), primarily driven by a sharp decline (143bps) in core inflation to 21.33%, signalling softer price pressures in non-food, non-energy categories. In contrast, food inflation rose by 77bps to 22.74%, reflecting persistent supply chain bottlenecks, seasonal harvest pressures, and climate-induced disruptions in key agricultural belts. The divergence suggests that while underlying inflation is cooling, elevated food costs remain a critical risk, potentially tempering the Central Bank of Nigeria’s (CBN’s) room for monetary easing and sustaining pressure on real household earnings.
Read full on website
#marinatimes
Extract from weekly market review
According to the National Bureau of Statistics (NBS), Nigeria’s July 2025 inflation data presents a mixed trend: headline inflation eased for the fourth consecutive month to 21.88% from 22.22% in June (a 34bps decline), primarily driven by a sharp decline (143bps) in core inflation to 21.33%, signalling softer price pressures in non-food, non-energy categories. In contrast, food inflation rose by 77bps to 22.74%, reflecting persistent supply chain bottlenecks, seasonal harvest pressures, and climate-induced disruptions in key agricultural belts. The divergence suggests that while underlying inflation is cooling, elevated food costs remain a critical risk, potentially tempering the Central Bank of Nigeria’s (CBN’s) room for monetary easing and sustaining pressure on real household earnings.
Read full on website
#marinatimes
...
Marina Times
Weekly Market Review
August 2025, Edition 3
Nigeria’s near-term market outlook remains finely balanced between easing domestic inflation and persistent global macro headwinds. With over ₦1.6 trillion expected in coupon and maturity inflows, the outcome of the NTB auction will be a guide for rate direction. While liquidity conditions are set for a temporary boost, the CBN’s aggressive mop-up operations may blunt the impact. July’s softer headline inflation provides the CBN with scope to sustain or moderate its policy stance, supporting market confidence. However, upside risks linger from rising global food prices, volatile oil markets, and tighter financial conditions in advanced economies, which could reignite price pressures and weigh on the Naira.
Read full on website
Marina Times
Weekly Market Review
August 2025, Edition 3
Nigeria’s near-term market outlook remains finely balanced between easing domestic inflation and persistent global macro headwinds. With over ₦1.6 trillion expected in coupon and maturity inflows, the outcome of the NTB auction will be a guide for rate direction. While liquidity conditions are set for a temporary boost, the CBN’s aggressive mop-up operations may blunt the impact. July’s softer headline inflation provides the CBN with scope to sustain or moderate its policy stance, supporting market confidence. However, upside risks linger from rising global food prices, volatile oil markets, and tighter financial conditions in advanced economies, which could reignite price pressures and weigh on the Naira.
Read full on website
...
Extract from Mid week review
Binance co-founder CZ has filed for dismissal from the $1.8 billion FTX trust lawsuit. He argues that the U.S. bankruptcy court lacks jurisdiction, as he’s a UAE resident and the claims exceed territorial bounds.
In a landmark resolution, the SEC and Ripple have dropped their appeals, thereby ending their five-year legal saga.
Read full on website
#marinatimes
Extract from Mid week review
Binance co-founder CZ has filed for dismissal from the $1.8 billion FTX trust lawsuit. He argues that the U.S. bankruptcy court lacks jurisdiction, as he’s a UAE resident and the claims exceed territorial bounds.
In a landmark resolution, the SEC and Ripple have dropped their appeals, thereby ending their five-year legal saga.
Read full on website
#marinatimes
...