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MARKET MYTH FRIDAY
Myth: “Cash flow doesn`t matter.”
A business can report a profit and still struggle to pay its bills.
Why?
Because profit on paper isn`t the same as cash in the bank.
Now for the VERY important question 😂👇
Forget the cash flow for a second... how would you rate Susan`s jumpsuit? 🔥 or 🚫?
Drop your rating in the comments 1 to 10!
And while you`re here, follow Marina Times for more financial insights that separate facts from finance fiction.
#cashflow #businessfinance #smartinvesting #financialliteracy #finances #businesstips #investoreducation #moneymatters #nigeriabusiness #nigeriafinance #entrepreneurship #marinatimes
Part 5: Feeling Is the Secret (When Your Senses Resist the Change)
Your five senses will always try to pull you back into what is familiar. They will remind you of what your reality looks like right now. Tap link in bio to read more.
#deepthoughts #growthmindset #resilience #personaldevelopment #lifelessons #mindsetmatters #overcomingchallenges #marinatimes
Our Website is fully restored.
Thank you for your patience.
#marinatimes
The CBN just changed the rules of the OMO game. 👀
Individuals, corporates and non-bank financial institutions can now access OMO securities through Deposit Money Banks, while the CBN has also brought back tenored repo operations.
But here`s the bigger question:
Is this simply about giving investors more options or is the CBN building a stronger weapon for controlling liquidity and interest rates?
More investors could mean stronger demand for OMO bills. But stronger demand could also put downward pressure on yields.
👇Do you think broader OMO participation is good news for investors, or could lower yields change the game?
Swipe through for full analysis and tell us what you think.
#cbn #omo #fixedincome #nigeriafinance #financialmarkets #interestrates #investing #moneymarket #nigerianeconomy #financenigeria #investments #marinatimes
Legal Article
Crypto taxation in Nigeria just entered a new chapter.
The Nigeria Revenue Service (NRS) has issued its Guidelines on the Taxation of Virtual Assets, providing a clearer framework for how crypto and other virtual assets are classified, valued, reported and taxed.
From cryptocurrencies and stablecoins to NFTs, staking rewards and DeFi transactions, the Guidelines introduce different tax treatments depending on how virtual assets are used.
There are also important safe harbours including self-transfers between your own wallets, staking lock-ups and certain wrapped-token transactions while staking rewards, airdrops and DeFi incentives with observable value can trigger tax obligations.
If you participate in Nigeria`s crypto ecosystem, understanding the rules is no longer optional.
Read the full Legal Insights article on our website and follow us for more regulatory and financial market updates.
#cryptonigeria #cryptotax #virtualassets #nigeriatax #nrs #cryptocurrency #blockchain #Web3 #digitalassets #taxation #financialmarkets #legalinsights #nigeriafinance #cryptoregulation #marinatimes
Alternative Asset
Crypto is at a crossroads.
Bitcoin and Ethereum remain range-bound, but institutional demand is still showing up through ETF inflows.
Meanwhile, corporate treasury strategies, Ethereum staking, Nigeria`s new virtual asset tax framework, and growing DeFi security risks are reshaping the market.
The big question: breakout or breakdown? Tap link in bio to read more.
What are you watching most closely? Tell us in the comments.
Like, comment & follow Marina Times NG for more crypto insights.
#bıtcoin #ethereumnews #cryptocurrencies #digitalassets #cryptoetf #défi #nigeriacrypto #blockchain #investing #marinatimes
What is an ETF?
Instead of buying Dangote, GTCO, MTN & Seplat one by one…
Just buy one package that holds all of them.
That’s an ETF.
Simple. Diversified. Easy to buy & sell.
Even Bitcoin now has ETFs no wallet stress.
One purchase. Many investments.
Share your thoughts in the comments.
Follow MarinaTimes NG for simple, insightful breakdowns of finance, economics and capital markets.
#etf #investing #nigeriastocks #bitcoinetf #moneymatters #marinatimes
Alternative Asset Update
Want to read the market better?
Trend Lines, Moving Averages, RSI and MACD are some of the technical tools traders use to understand trends, momentum and possible reversals.
The goal isn`t to predict every move it’s to make more informed decisions.
Which indicator do you use most? Tap link in bio to read more.
Like, comment & follow Marina Times NG for more trading insights.
#technicalanalysis #tradingsignals #rsi #macd #trendlines #cryptotrading #investing #financialmarkets #marinatimes
Conscietious Musing
The reward for sacrifice is not stronger markets alone. It`s a better life for the people.
Economic reforms are rarely painless.
Whether it`s subsidy reform, FX liberalisation, tighter monetary policy, or fiscal restructuring, the immediate impact is often felt before the benefits become visible.
But markets alone cannot tell the full story.
Reform is not successful simply because markets respond positively.
It becomes successful when economic progress is felt beyond trading floors and balance sheets and becomes part of everyday life.
Tap link in bio to read more.
Do you think Nigeria`s current reforms are beginning to deliver meaningful benefits, or is the real payoff still ahead?
Follow Marina Times NG for thoughtful perspectives on Nigeria`s economy, financial markets, policy, and the issues shaping everyday economic life.
#nigeriaeconomy #economicgrowth #financialmarkets #capitalmarkets #economicdevelopment #publicpolicy #governance #nigerian #macroeconomics #marinatimes
Macro Book Schedule: Week Ending August 14, 2026
A BIG WEEK FOR GLOBAL MARKETS
Inflation, central banks and consumer spending take centre stage this week.
The biggest event? US CPI on Wednesday.
Markets are looking for confirmation that inflation is still cooling enough to give the Federal Reserve room to ease policy.
But that`s not all.
US PPI
US Retail Sales
RBA Rate Decision
BoJ Policy Signals
Norges Bank Decision
China Economic Data
IEA & OPEC Oil Reports
The key question:
Is inflation cooling without the consumer breaking down?
That answer could shape the direction of bonds, equities, currencies and commodities.
Which data release are you watching most closely this week?
Like, comment your view, and follow Marina Times NG for weekly market intelligence.
#globalmarkets #inflation #cpi #federalreserve #interestrates #investing #financialmarkets #usmarkets #chinaeconomy #oilmarkets #centralbanks #macroeconomics #marketoutlook #marinatimes
Money Monday
3 THINGS THAT CHANGED YOUR MONEY THIS WEEK
You may not have followed the markets last week but your money definitely did.
Watch Crystal`s full breakdown and understand what these developments mean in plain English.
Which matters most to your pocket: the Naira, oil prices, or the CBN`s liquidity move?
Tell us in the comments.
Follow Marina Times every Monday for your weekly money update.
#moneyupdate #nigeriaeconomy #naira #exchangerate #oilprices #cbn #omo #financialmarkets #investing #financialliteracy #businessnews #nigeriafinance #moneymatters #marinatimes
ESG CORNER
ESG is no longer about what companies promise. It’s about what they can prove.
The second half of 2026 is ushering in a new era of sustainability one where capital, regulators, and businesses are rewarding execution over rhetoric.
From Nigeria’s growing ESG ecosystem to global investments in renewable energy, sustainable aviation fuel, carbon removal, and low-carbon materials, the focus is shifting toward tangible infrastructure and measurable outcomes.
The message for businesses is simple:
ESG is no longer a communications exercise. It is becoming an operational requirement.
Do you think companies are finally moving from ESG promises to real action? Tap link in bio to read more.
Like, comment your thoughts, and follow Marina Times NG for more ESG, business, and market insights.
#esg #sustainability #climatefinance #greenfinance #nigeriabusiness #sustainablebusiness #climateaction #esginvesting #transitionfinance #corporatesustainability #africabusiness #marinatimes
